Buying a Vacation Home in Tennessee

Buying a Vacation Home isn’t as challenging as you think, as long as you take the right precautions.

Depending on what type of traveler you are, there are several questions you should ask yourself before you invest in a vacation property.

If you’re looking into one of the vacation homes in Clarksville, and throughout the Tennessee area, then contact one of our local agents . We are more than familiar with the area and will help guide you through the process. Regardless if you choose to enlist the help of one of our agents, or find a sale on your own, be sure to ask yourself the following questions:

Can I afford a Vacation Home?

As with any big purchase, establish your price range right away and try to stick with it from that point on. If you choose to work with a Clarksville, Tennessee realtor we can help guide you through this process. We are familiar with fluctuations in the local market, and help you analyze factors like down payment and closing costs. You can also utilize tools like our Mortgage Calculator to determine what your monthly payments might be for a particular home. If you’re a first time buyer, then check out our section on Financing. Determine if a particular vacation home might be an option for you.

Keep in mind, even if you can afford the down payment on the home, you will have to pay for the total cost of owning it, regardless of how much time you spend there. Qualify factors like:

  • Gas & electric bills

  • Furniture and houseware

  • Travel costs to your vacation home

  • Property maintenance (landscaping, pool/spa upkeep)  

  • Security

How often will you visit your Vacation Home?

Will you be visiting each summer? Every weekend? Think about how often the home will be used, and what amenities and luxuries are needed in order to provide comfort to you and your guests. Will you need air conditioning? Heat during winter? Are you going to want to install a dishwasher?

You may be thinking, “No no, I don’t need all that”. But consider your resale value down the line. A rustic cabin in the woods will not have the selling points that a newer vacation home might have. If you don’t plan to sell, this may not be an issue for you, but if you do consider the home an investment then make sure to plan for the future.

As always, feel free to reach out to the team here at Huneycutt. We are one of the most dedicated realty companies in Clarksville, TN and throughout Tennessee.  

Do you plan on renting out your vacation home?

You may consider renting out your vacation home when you’re not using it. Doing so successfully can land you with extra income, which could eventually cover the costs of owning the home in the first place. If you plan on renting your vacation home out, then look for a home in Tennessee that other vacationers might be attracted to. Think about the size of the home, and determine how many people you can safely host. Pay attention to the location you settle on and nearby attractions in the area. Location and size are two major factors in determining what types of guest you will have and how much you can charge them. This can be a tricky undertaking. There are pros and cons if you decide to dive in to this process. Talk to a professional before making any hasty purchases.

If you have any questions about any of the information above, or would like to talk to a Clarkville, Tennessee realtor here at Huneycutt Realty about your opportunities in the local real estate market, please don’t hesitate to each out! We have experience with Clarksville, TN homes for sale and can help guide you through this process. 

You can reach our office at 931-552-7070, or be sure to follow us on Facebook to keep up with the latest vacation homes for sale.

Vacations are a lot like a summer fling; fun and romantic but not forever. Owning a vacation home, however, is more like having a great friendship -- pleasant, comfortable, low-maintenance and solid enough to last a very long time. It takes time to find the right fit. Think of us as your local matchmakers. Reach out today!

If you need any advice, or have any questions about the information above be sure to contact us right away! You can contact our office directly at 931-552-7070. Here at Huneycutt Realty we are happy to help in any way that we can. To keep up with the latest trends in the Saint Bethlehem, TN real estate market be sure to follow us on Facebook!


Whether you choose to do business with us or not, we are here to answer any questions you have.

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